CCTerminal Gateway™

Credit Card Processing Services, a leader in setting up merchant accounts since 1996, provides an outstanding low cost credit card gateway and virtual terminal for processing your credit card transactions. The CCTerminal gateway supports Visa, MasterCard, Discover, American Express, and JCB.

Our fully Visa CISP / MasterCard SDP / PCI Compliant gateway is full featured for merchants of every size. All functions can easily be accessed and controlled from any PC on the Internet by logging on with your user name and password.

Here are the available features of the CCTerminal Gateway:

Virtual Terminal

Authorize, process and manage credit card transactions manually from any PC with Internet access. Supports Level I, Level II and Level III processing. Easily perform the same functions as on a standalone credit card terminal including Sale, Authorize, Capture, Void, and Refund.

Retail Swipe

Add a Magtek USB mag-stripe reader to your laptop and swipe transactions directly into the virtual terminal. You will then qualify for the lower swiped interchange rates.

Recurring Billing

Manage and automatically charge an unlimited number of customers with individual billing plans. Simple to customize billing intervals and dollar amounts.

Credit Card Authentication Programs

As a valuable option to you the CCTerminal gateway will provide you with MasterCard Secure Code and Verified by Visa processing. Many e-Commerce merchants have found this to be a valuable tool in dramatically cutting down on fraudulent transactions.

Customer Vault

PCI Compliant encrypted customer credit card and ACH account storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data. Key the credit card or check information into the secure customer vault just once in less than a minute and then retrieve it with a single customer code or name and instantly process the sale through the virtual terminal. Eliminates the security concern of storing credit card data in a non-secure manner such as a local database or your filing cabinet.

Batch Upload Processing

Process a large number of credit cards in a batch format in just a few seconds and instantly receive results on approved or declined cards. Automatically sort and generate detailed reports.

Shopping Cart Integration

Our gateway is already integrated with the most popular shopping carts in the marketplace making your credit card setup work in just a matter of minutes. If you need a shopping cart for your website then we are happy to provide our own secure, reliable, and easy to use shopping cart for free.

Electronic Checks

Accept and process electronic check payments directly from your website storefront or through the virtual terminal. Perform Sale, Void, and Refund transactions. No more waiting for that check which is in the mail. Your customer simply supplies their Routing Number and Account Number which you key into the virtual terminal. The funds are then deposited into your business checking account typically on the 4th business day.

Outstanding Reporting

Flexible and powerful reporting directly from your merchant portal. Searchable and drop down data fields that allow you to customize and sort information to meet your needs. Download to Excel, view in graph format and much more. Automatically download your daily transactions into QuickBooks.

Quick and Easy Integration

In addition to using the CCTerminal gateway as a great standalone product there are several other methods to use it. The first is to integrate it with one of the popular shopping carts that we are certified with. The second option is to use our free shopping cart that is already integrated. The third option is for more experienced web developers in which we provide our Application Programming Interface (API) documentation that provides concise and easy to understand instructions for advanced programmers to develop sophisticated programming applications.

CCTerminal Gateway Pricing

Gateway & Virtual Terminal
Gateway Setup Fee – Free
Monthly Fee – $12.00
Per Transaction – 12 Cents
Recurring Billing – Included
Customer Vault
Vault Monthly Fee – $12.00
Per Addition – 12 Cents
Per Deletion – 12 Cents
Per Modification – 12 Cents
Level III Processing
Setup Fee – $249.00
Monthly Fee – $99.00
Per Transaction – 50 Cents
MasterCard Secure Code and Verified by Visa Authentication
Monthly Fee – $15.00
Per Transaction – 10 Cents
Electronic Check
Setup Fee – $99.00
Monthly Fee – $19.00
Per Check – 49 Cents
Return, Refund, NOC – $10.00
Late Return – $20.00
Chargeback – $20.00

Merchant Account Pricing

Interchange Plus OptionIC + 25 Basis Points + 10 Cents
MasterCard & Visa Debit / Check / Prepaid (Non- PIN Based).49 % + .28 per Transaction
MasterCard & Visa Credit Cards (Qualified Keyed)2.29 % + .18 per Transaction
MasterCard & Visa Credit Cards (Mid-Qualified – Rewards Cards)2.49 % + .18 per Transaction
MasterCard & Visa Credit Cards (Non-Qualified – Business Cards)2.59 % + .18 per Transaction
Dues & Assessments0.12 % (12 Basis Points)
Access Fees2 Cents
Discover Card (Almost the Same Rates as MasterCard & Visa)Included Automatically
American Express (Inquire About Rate for Your Business Type)15 Cents per Transaction
Monthly Minimum (Equates to Approx. $1500 in Sales)$25.00
Monthly Service Fee$10.00
Daily Batch Fee10 Cents per batch
24/7 Toll-Free Tech SupportFree
Application FeeNone
Setup FeeNone
Annual FeeNone

Just use our Gateway with Your Own Merchant Account which is Supported on all of the Major Processors

  • Global Payments – East
  • Vital – VisaNet – TSYS
  • Concord – BuyPass
  • FDMS – Nashville and Omaha
  • Paymentech – Tampa and Salem

If you already have a merchant account with one of the above listed processors then all you need to do is supply us with your merchant ID number (MID), terminal ID number (TID) and the VAR setup info provided by your merchant account provider and we will have you up and running in just a matter of hours.

If you have any questions please feel free to contact Kevin at 215-489-7878, toll-free at 800-717-1245 or via email at